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Long-Term Disability Claims: Overview

Long-term disability (LTD) insurance provides crucial financial support for individuals who are unable to work for an extended period due to illness or injury. LTD coverage offers:

  • Income Replacement: Replaces a portion of your lost income, helping you maintain your standard of living during your disability.
  • Financial Security: Assures you can cover essential expenses such as mortgage payments, bills, and healthcare costs.
  • Protection Against Unforeseen Events: Safeguards against accidents, chronic illnesses, or sudden medical conditions that could result in long-term work absences.
  • Coverage for Extended Periods: Provides benefits for several years or until retirement, unlike short-term disability insurance, which only covers a few months.
  • Support for Rehabilitation: Many policies include services for rehabilitation or retraining to help you re-enter the workforce.

Being denied long-term disability insurance can be devastating, as many individuals rely on it to avoid severe economic hardship. At Weir Bowen LLP, our experienced lawyers are committed to guiding clients through every step of the process—from internal appeals to disability lawsuits—ensuring you have the best chance at securing the benefits you need. 

Our team at Weir Bowen LLP is knowledgeable in Disability Law and is here to assist you when you are in need. Contact us for personalized guidance and support throughout the claims process.

Our Team

Weir Bowen lawyers have the experience to proceed effectively through all the steps in civil actions.

Whichever lawyer represents you, your case will be supported by the collective knowledge of our entire firm.

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INDIGENOUS LAND ACKNOWLEDGEMENT

The lands on which Edmonton sits and the North Saskatchewan River that runs through it have been the sites of natural abundance, ceremony and culture, travel and rest, relationship building, making, and trading for Indigenous peoples since time immemorial. Edmonton is located within Treaty 6 Territory and within the Metis homelands and Metis Nation of Alberta Region 4. We acknowledge this land as the traditional territories of many First Nations such as the Nehiyaw (Cree), Denesuline (Dene), Nakota Sioux (Stoney), Anishinaabe (Saulteaux) and Niitsitapi (Blackfoot).

Weir Bowen acknowledges the many First Nations, Métis and Inuit who have lived in and cared for these lands for generations. We are grateful for the traditional Knowledge Keepers and Elders who are still with us today and those who have gone before us. We make this acknowledgement as an act of reconciliation and gratitude to those whose territory we reside on or are visiting.