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Union Employee Disability Benefits

Union disability benefits play a crucial role in providing financial protection for members facing long-term disabilities that impact their ability to work. These benefits, often negotiated as part of collective bargaining agreements, serve as a safety net for union members, offering financial support when they need it most. 

Unlike typical disability policies, union disability benefits are governed by sophisticated and intricate documents that add an additional layer of complexity. These policies include unique rules and procedures, making it imperative for members to consult legal counsel or their union representatives to fully understand their rights and obligations.  For example, some unionized employee disability policies require legal action to be taken by arbitration instead of by filing a lawsuit with the Courts.  This is critical because failure to abide by the appropriate forum can result in loss of the claim.

What to Do If You Are a Unionized Employee and have had your Short or Long Term Disability Claim  Denied

Being served with a denial of disability benefits when you feel you are unable to work can be a very confusing and stressful time.  Below is a simplified step by step process to guide your next steps:

1. Review the Denial Letter: Carefully read the denial letter for reasons and instructions.
2. Understand Denial Reasons: Identify why your claim was denied.
3. Gather Evidence: Collect additional supporting documents.
4. Consult Legal Assistance: Seek advice from experienced disability lawyers. 
5. Document Communication: Keep records of all interactions. 
6. File an Appeal or Lawsuit: Decide on the most appropriate route for your claim with your counsel, be it through internal appeal or lawsuit.
7. Stay Informed: Keep updated on your claim status and deadlines.

Facing a denial is tough, but taking these steps can help you appeal, and potential receive the benefits you deserve.

Our team at Weir Bowen LLP is knowledgeable in Disability Law and is here to assist you when you are in need. Contact us for personalized guidance and support throughout the claims process.